Iron in the yard.
Capital in the bank.
Equipment financing that moves at jobsite speed. Soft-pull pre-quals, twenty-four-hour decisions, and payment structures shaped to your revenue cycle — not a banker’s calendar.
Soft Pull · No Credit Impact · Decisions in 24 Hours
Sample Program
Qualified Buyers · Limited-Time
Rates and terms shown are illustrative. Actual offers depend on credit, equipment type, and program selected at time of application.
No Payments
Deploy now, start paying after the equipment has paid for itself a few times over.
Available
Qualified buyers keep working capital where it belongs — fueling the operation.
First 6 Months
Low introductory payments while you ramp, scaling with revenue once iron is producing.
Decision Window
Most applications are reviewed and answered within one business day. No paperwork hostage.
Lenders who
speak iron.
We don’t hand you off to a generic equipment desk. Our financing partners specialize in heavy iron — they understand utilization rates, residuals, and what a working machine is worth in your yard a year from now.
Quick Note
Financing provided through a vetted third-party lender. All offers subject to credit approval. Terms vary by program.
01
Equipment-Focused Underwriters
Lenders who already know what a sawmill, chipper, or tracked feller-buncher actually does — and what it earns.
02
Custom Payment Structures
Step, seasonal, deferred, and skip-payment schedules built around your revenue cycle, not a banker's calendar.
03
Startup-Friendly
Programs available for new operations and owner-operators in their first two years of business.
04
Single Point of Contact
One sales rep walks you from application to delivery. No transfers, no callbacks, no shuffle.
Three Steps to
New Iron
Most crews go from application to delivery scheduling in under a week. Some same-day. The pace depends on you, not us.
- 01
Apply Online
Five-minute soft-pull application. Won't ding your credit score. Most decisions return inside one business day.
- 02
Get Approved
Underwriter reviews your application against equipment-focused criteria. Counter-offers and structure adjustments happen in conversation.
- 03
Sign & Deploy
Sign electronically, schedule freight, and put iron in the yard. First payment lines up with the program you selected.
Featured Program
$99 a month for the first six months on qualifying iron — so the machine starts earning before the payment book gets heavy.
If We Sell It,
We Can Finance It
Browse Catalog →- Portable Sawmills
- Forestry Chippers
- Whole-Tree Chippers
- Stump Grinders
- Log Splitters & Firewood Processors
- Forestry Mulchers & Wear Parts
- Kioti Tractors
- Skid Steer Attachments
- Excavator Attachments
- Construction Trailers
- UTVs & Utility Vehicles
- Logging Grapples & Forwarders
Common
Questions
Don’t see yours? Call the sales desk — (555) 014-IRON. A real person picks up.
- 01What equipment qualifies for financing?New equipment from the Working Iron catalog — sawmills, chippers, tractors, trailers, and attachments. If it ships from us, it can be financed through us.
- 02Will applying affect my credit score?No. Pre-qualification is a soft pull — it leaves no mark on your credit report. A hard pull only happens if you accept a final offer and elect to move forward.
- 03How fast is the decision?Most applications are answered within one business day. Larger or more complex deals may take a few days while underwriters work through the structure.
- 04Do I need money down?$0 down programs are available for qualified buyers. Putting some skin in the game can unlock better rates or longer terms — your sales rep will walk you through both paths.
- 05Are startups eligible?Yes. Programs exist specifically for new operations, owner-operators in year one or two, and businesses without an extensive credit history.
- 06What about used equipment?These programs cover new equipment from our catalog. If you're financing something used or third-party, call the desk — we can sometimes route it through partner programs.
- 07How big a deal can you finance?Single-machine deals through fleet-scale, multi-unit orders. Whether you're financing one sawmill or outfitting an entire crew, the program scales.
- 08What documents will I need?For a soft-pull pre-qual: name, business info, requested amount. If you proceed past pre-qual, expect to provide standard financials — bank statements, tax returns, and equipment lists for larger deals.
Five minutes now.
Iron in the yard next week.
Soft-pull pre-qualification. No commitment. We’ll have an answer back to you before lunch tomorrow.